It is the vision of the St. Lawrence County Housing Council, Inc. that every resident of St. Lawrence County should have access to decent and affordable housing in vital and vibrant communities.

Local banks, which are the lenders of choice in the North Country, have generally not engaged in the predatory practices which have resulted in the present foreclosure crisis that is impacting the US economy. The foreclosure rate in St. Lawrence County is significantly lower than in some areas. That is not to say that none of our neighbors are facing that challenge.

More than half of homeowners facing foreclosure do not call for help when they begin to fall behind on their payments, according to industry studies.

ASK ABOUT OUR FREE COUNSELING SERVICESBUDGET & MONEY MANAGEMENT
One to One Counseling
MORTGAGE
Default/Delinquency Counseling
However, the early stages of delinquency are the most crucial – the same studies show that homeowners who are one or two payments behind are more likely to keep their homes than those who have fallen further behind on their payment schedule.

Many borrowers may be hesitant to call their bank because of embarrassment, fear, or lack of trust. Working with a certified counselor at the Housing Council may help alleviate this anxiety because a counselor has the ability to serve as mediator between the borrower and lender.

With the help of a counselor, a homeowner can work with his or her lender to develop a reasonable action plan that will offer relief to the borrower. Lenders are often willing to work with a borrower to develop a plan of action designed to put the family back on the financial road to recovery.

Because the Housing Council‘s Home Ownership Center provides homeownership education and counseling, its staff can assist with a range of services to help homeowners at risk in the communities they serve, including face-to-face budget counseling and rehab grants for repairs and maintenance.

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Housing Rehabilitation
Download the Application

 

First time Home buyer CLASS

Forms & Schedule

19 Main Street

Canton, NY 13617

 

Phone: 315-386-8576

Fax: 315-386-1564

abowman@slchc.org

HOURS
Monday - Thursday 8am to 4pm
Friday - Closed

The North Country Housing Council is a non-profit organization that exists for the sole purpose of assisting St. Lawrence County residents in a variety of ways. We are not here to sell a product. This website is here to assist, educate and provide you with useful information.

© St. Lawrence County Housing Council, Inc. DBA North Country Housing Council

Local banks, which are the lenders of choice in the North Country, have generally not engaged in the predatory practices which have resulted in the present foreclosure crisis that is impacting the US economy. The foreclosure rate in St. Lawrence County is significantly lower than in some areas. That is not to say that none of our neighbors are facing that challenge.

More than half of homeowners facing foreclosure do not call for help when they begin to fall behind on their payments, according to industry studies.

ASK ABOUT OUR FREE COUNSELING SERVICESBUDGET & MONEY MANAGEMENT
One to One Counseling
MORTGAGE
Default/Delinquency Counseling

However, the early stages of delinquency are the most crucial – the same studies show that homeowners who are one or two payments behind are more likely to keep their homes than those who have fallen further behind on their payment schedule.

Many borrowers may be hesitant to call their bank because of embarrassment, fear, or lack of trust. Working with a certified counselor at the Housing Council may help alleviate this anxiety because a counselor has the ability to serve as mediator between the borrower and lender.

With the help of a counselor, a homeowner can work with his or her lender to develop a reasonable action plan that will offer relief to the borrower. Lenders are often willing to work with a borrower to develop a plan of action designed to put the family back on the financial road to recovery.

Because the Housing Council‘s Home Ownership Center provides homeownership education and counseling, its staff can assist with a range of services to help homeowners at risk in the communities they serve, including face-to-face budget counseling and rehab grants for repairs and maintenance.

Local banks, which are the lenders of choice in the North Country, have generally not engaged in the predatory practices which have resulted in the present foreclosure crisis that is impacting the US economy. The foreclosure rate in St. Lawrence County is significantly lower than in some areas. That is not to say that none of our neighbors are facing that challenge.

More than half of homeowners facing foreclosure do not call for help when they begin to fall behind on their payments, according to industry studies.

ASK ABOUT OUR FREE COUNSELING SERVICESBUDGET & MONEY MANAGEMENT
One to One Counseling
MORTGAGE
Default/Delinquency Counseling

However, the early stages of delinquency are the most crucial – the same studies show that homeowners who are one or two payments behind are more likely to keep their homes than those who have fallen further behind on their payment schedule.

Many borrowers may be hesitant to call their bank because of embarrassment, fear, or lack of trust. Working with a certified counselor at the Housing Council may help alleviate this anxiety because a counselor has the ability to serve as mediator between the borrower and lender.

With the help of a counselor, a homeowner can work with his or her lender to develop a reasonable action plan that will offer relief to the borrower. Lenders are often willing to work with a borrower to develop a plan of action designed to put the family back on the financial road to recovery.

Because the Housing Council‘s Home Ownership Center provides homeownership education and counseling, its staff can assist with a range of services to help homeowners at risk in the communities they serve, including face-to-face budget counseling and rehab grants for repairs and maintenance.