It is the vision of the St. Lawrence County Housing Council, Inc. that every resident of St. Lawrence County should have access to decent and affordable housing in vital and vibrant communities.

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FIRST TIME HOME OWNERSHIP

First-time home buyers, make your home owning dreams come true.

HOUSING REHABILITATION

Learn more about our housing rehabilitation program.

PROPERTY MANAGEMENT

Rental opportunities for people with low to moderate Income.

FINANCIAL COUNSELING

NoCo Housing provides One-to- One budget & mortgage counseling.

Program Opportunities from the North Country Housing Council

AFFORDABLE

APARTMENT

Potsdam

 

Centrally located in Potsdam on Market Street, walking distance to Clarkson University, access to restaurants and stores. See current posting.

To obtain an application and be put on our wait list, contact Christine Martin:

 315-386-8576  |  cmartin@slchc.org

Download the information flyer.

SEPTIC SYSTEM IMPROVEMENT
Program

 

The St. Lawrence County Planning Office has acquired funding for repair or replacement of existing septic systems that are failing. This program requires no income qualification and provides 50% of the funds to improve eligible systems. Contact Brad Charlton:

 315-386-8576  |  bcharlton@slchc.org

Download the information flyer.

HOME
IMPROVEMENT
Grants

 

Does your home need repairs, but you can't afford them? (Roof, Windows, Doors, Insulations, Heating, Plumbing, Electrical) Are you low to moderate income?  Contact Christine Martin:

 315-386-8576  |  cmartin@slchc.org

Download the information flyer.

Live in Madrid? Click HERE.

Homebuying season will be hitting high gear, and below are tips you can use to help make the best homeownership choice in 2019: take a homebuyer education course, and learn how to strengthen your credit, shop wisely for a mortgage, choose the right house and negotiate the best price.

1. Check your credit score before looking for a mortgage.

Look at your finances before you start the search for a home. You need to understand your credit score, and what kind of home you can afford. Many people make the mistake of falling in love with a certain house then realize it doesn't make sense financially. Make sure your credit is strong. Since finding the right house takes an average of one to three months, it could pay off to use the time to strengthen your credit score, especially if it means getting a lower mortgage rate. Read More...

2. Shop around for the best mortgage.

Proactively compare services and costs. First-time homebuyers often realize they have choices and resources available to them. Doing your homework can help you choose wisely and save you money. The price of failing to do so can be quite significant after several years. The average borrower could save $1,500 over the life of the loan by obtaining an extra rate quote when applying for a mortgage, according to new report from Freddie Mac. More than $3,000 could be saved by getting five quotes. Read More...

3. Choose your house carefully.

With a mortgage-approval letter in hand, it's time to find your home. A market with low housing supply requires a buyer to look for a "diamond in the rough"-a not-so-perfect house that could be rehabbed to make it suitable. That doesn't mean you should settle for a house that doesn't meet your basic needs. Read More...

4. Negotiate.

Unless you're buying in one of the most competitive markets, there is always room for negotiation. Here's where selecting the right real estate agent pays off. Read More...

 

Housing Rehabilitation
Download the Application

 

First time Home buyer CLASS

Forms & Schedule

19 Main Street

Canton, NY 13617

 

Phone: 315-386-8576

Fax: 315-386-1564

abowman@slhc.org

HOURS
Monday - Thursday 8am to 4pm
Friday - Closed

The North Country Housing Council is a non-profit organization that exists for the sole purpose of assisting St. Lawrence County residents in a variety of ways. We are not here to sell a product. This website is here to assist, educate and provide you with useful information.

© St. Lawrence County Housing Council, Inc. DBA North Country Housing Council

Homebuying season is hitting high gear, and below are tips you can use to help make the best homeownership choice in 2019: take a homebuyer education course, and learn how to strengthen your credit, shop wisely for a mortgage, choose the right house and negotiate the best price.

1. Check your credit score before looking for a mortgage.

Look at your finances before you start the search for a home. You need to understand your credit score, and what kind of home you can afford. Many people make the mistake of falling in love with a certain house then realize it doesn't make sense financially. Make sure your credit is strong. Since finding the right house takes an average of one to three months, it could pay off to use the time to strengthen your credit score, especially if it means getting a lower mortgage rate. Read More...

2. Shop around for the best mortgage.

Proactively compare services and costs. First-time homebuyers often realize they have choices and resources available to them. Doing your homework can help you choose wisely and save you money. The price of failing to do so can be quite significant after several years. The average borrower could save $1,500 over the life of the loan by obtaining an extra rate quote when applying for a mortgage, according to new report from Freddie Mac. More than $3,000 could be saved by getting five quotes. Read More...

3. Choose your house carefully.

With a mortgage-approval letter in hand, it's time to find your home. A market with low housing supply requires a buyer to look for a "diamond in the rough"-a not-so-perfect house that could be rehabbed to make it suitable. That doesn't mean you should settle for a house that doesn't meet your basic needs. Read More...

4. Negotiate.

Unless you're buying in one of the most competitive markets, there is always room for negotiation. Here's where selecting the right real estate agent pays off. Read More...

 

Homebuying season will soon be hitting high gear, and below are tips you can use to help make the best homeownership choice in 2019: take a homebuyer education course, and learn how to strengthen your credit, shop wisely for a mortgage, choose the right house and negotiate the best price.

1. Check your credit score before looking for a mortgage.

Look at your finances before you start the search for a home. You need to understand your credit score, and what kind of home you can afford. Many people make the mistake of falling in love with a certain house then realize it doesn't make sense financially. Make sure your credit is strong. Since finding the right house takes an average of one to three months, it could pay off to use the time to strengthen your credit score, especially if it means getting a lower mortgage rate. Read More...

2. Shop around for the best mortgage.

Proactively compare services and costs. First-time homebuyers often realize they have choices and resources available to them. Doing your homework can help you choose wisely and save you money. The price of failing to do so can be quite significant after several years. The average borrower could save $1,500 over the life of the loan by obtaining an extra rate quote when applying for a mortgage, according to new report from Freddie Mac. More than $3,000 could be saved by getting five quotes. Read More...

3. Choose your house carefully.

With a mortgage-approval letter in hand, it's time to find your home. A market with low housing supply requires a buyer to look for a "diamond in the rough"-a not-so-perfect house that could be rehabbed to make it suitable. That doesn't mean you should settle for a house that doesn't meet your basic needs. Read More...

4. Negotiate.

Unless you're buying in one of the most competitive markets, there is always room for negotiation. Here's where selecting the right real estate agent pays off. Read More...