Grants for Communities and Individuals
With support from the state and federal governments, the Housing Council offers grant assistance to first time home buyers whose incomes are 80% of the county median income or lower. Grants may include money for down payments, settlement charges, and reducing the mortgage amount.
In addition to being income eligible, clients must complete a program of Home Buyer Education. Home buyers often find that the cost of mortgage, taxes, and insurance is less than they were paying in rent. Grants are also available for community infrastructure and housing stock rehabilitation.
The December 17th announcement of funding awards from the Governor’s Office brings the total amount of NYS Community Development Block Grant funding to be administered by the North Country Housing Council to $3 million.
This money is spread across five programs intended to assist a total of approximately 100 families with low or moderate incomes. Two county wide programs, totaling $1.6 million, will serve first time home buyers and homeowners whose homes are in need of repair. The Towns of Madrid and Fowler will have their own funding for housing rehabilitation. Both municipalities enlisted the expertise and experience of the Housing Council to write and secure $500,000 each with this latest round of funding. This in addition to $400,000 worth of funding awarded to Fowler in June.
Michelle Durham, Executive Director of North Country Housing Council said, “This is the first time is several years the Housing Council has seen this much funding activity. We are very excited to be working with the County, Madrid, and Fowler in making this money have the greatest impact possible for our residents and our communities.” Terry Phalon, Vice President for the Housing Council Board of Directors, stated, “2016 will be a busy year for the NCHC!”
The application for Housing Rehabilitation can be downloaded here.
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19 Main Street
Canton, NY 13617
It is the vision of the St. Lawrence County Housing Council, Inc. that every resident of St. Lawrence County should have access to decent and affordable housing in vital and vibrant communities.
© St. Lawrence County Housing Council, Inc. DBA North Country Housing Council